Last Updated: September 1, 2026
These Terms of Use govern your access to and use of BuyAssistedLivingInsurance.com, operated by Prosperity North Advisors (“PNA,” “we,” “us,” or “our”). By using this website, you acknowledge and agree to these terms.
Informational Purpose
The website, state guides, checklists, articles, coverage descriptions, and other resources are provided for general informational purposes. They are not legal, regulatory, tax, financial, or risk-management advice.
Insurance requirements vary by state, licensing authority, payer, contract, facility, carrier, and individual risk. You should consult qualified advisers regarding your specific circumstances.
No Insurance Coverage Is Bound
Submitting a form, requesting a quote, downloading a guide, speaking with a representative, or receiving an indication of premium does not create or bind insurance coverage.
Coverage becomes effective only when:
- An authorized insurer or representative agrees to bind coverage;
- All required applications, signatures, payments, and underwriting conditions are completed; and
- Written confirmation of coverage is issued.
Do not cancel or allow existing insurance to expire until you receive written confirmation that replacement coverage has been bound.
Quotes and Coverage Information
Quotes, premiums, terms, conditions, limits, deductibles, and coverage descriptions are subject to underwriting review and may change before coverage is bound.
Any website summary is only a general description. The issued insurance policy, endorsements, exclusions, conditions, and declarations control in the event of a conflict.
Not every insurance product or limit is available in every state or for every facility.
Accuracy of Submitted Information
You agree to provide complete and accurate information when requesting a quote or insurance service. Incomplete, incorrect, or omitted information may affect eligibility, pricing, coverage, or claim handling.
You are responsible for reviewing applications, proposals, binders, policies, certificates, and other insurance documents for accuracy.
Licensing and Availability
PNA provides insurance services only where properly licensed or otherwise authorized. Website access from a particular location does not represent that every product or service is available in that jurisdiction.
We may refer an inquiry to an appropriately licensed insurance professional or market when necessary.
Website Use
You may use this website only for lawful purposes. You may not:
- Attempt to gain unauthorized access to the website or its systems;
- Introduce malicious software or harmful code;
- Interfere with website availability or security;
- Use automated systems to scrape or reproduce website content without permission;
- Misrepresent your identity or submit fraudulent information; or
- Use the website in a way that violates applicable law.
Intellectual Property
Website content, branding, text, graphics, state guides, checklists, logos, designs, and downloadable resources are owned by or licensed to PNA and are protected by applicable intellectual-property laws.
You may download state guides and resources for your own internal business use. You may not sell, republish, modify, or commercially distribute them without written permission.
Third-Party Websites and Resources
The website may link to regulators, licensing agencies, insurers, and other third-party resources. Those links are provided for convenience. PNA does not control and is not responsible for third-party content, availability, security, or privacy practices.
Electronic Communications
When you provide your contact information, you authorize PNA to respond by email, telephone, or text message as appropriate.
If you separately consent to informational or marketing text messages:
- Message frequency may vary;
- Message and data rates may apply;
- Consent is not a condition of purchasing goods or services;
- Reply STOP to opt out; and
- Reply HELP for assistance.
You may unsubscribe from marketing emails using the unsubscribe option provided or by contacting us.
No Guarantee of Results
We do not guarantee that every applicant will qualify for coverage, receive a quote within a specific period, obtain a particular premium, satisfy a licensing or contractual requirement, or achieve a specific insurance outcome.
References to typical turnaround times or coverage limits are general expectations and not guarantees.
Disclaimer of Warranties
The website and its content are provided on an “as available” basis. To the extent permitted by law, PNA disclaims warranties regarding the website’s uninterrupted availability, accuracy, completeness, security, or suitability for a particular purpose.
Limitation of Liability
To the extent permitted by law, PNA will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of or inability to use the website or reliance on general website content.
Nothing in these terms limits liability that cannot legally be limited or excluded.
Privacy
Our collection and use of personal information are described in our Privacy Policy.
Changes to These Terms
We may update these Terms of Use periodically. The revised terms will be posted on this page with an updated effective date. Continued use of the website after an update constitutes acknowledgment of the revised terms.
Governing Law
These terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles, except where another jurisdiction’s law must apply.
Contact Us
Prosperity North Advisors
428 S. Gilbert Road, Suite 111-6
Gilbert, Arizona 85296
Phone: (480) 730-2430
Email: casey@pnaaz.com
Website: https://buyassistedlivinginsurance.com/contact/